Real Estate Marketing Slogans; A Brand Of One

Real Estate Marketing slogans arouses interest in your
audience and can be the vehicle that helps establish
your "name brand" and invigorate your real estate
career.

A good, well crafted slogan can propel your business
in quantum leaps, while a poorly considered one can
be as effective as none at all. Real estate
marketing slogans can work equally well online and
offline, but they must be good enough to appeal to
mass, targeted audiences.

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Consequently, agents work hard and long for the right
words to coin the right phrases, for the perfect
slogans. After all, their slogans may be powerful or
aspiring enough to define their careers.

Realtor Alert! Real estate marketing slogans don't
have to be over intellectualized to create huge "brand
names." Catchy and clever works every time.

For example, Century 21, ERA, & Coldwell Banker are
national and/or regional real estate companies whose
corporate names serve as their "real estate marketing
slogans". Examples of some gigantic, non-real estate
companies are Xerox, IBM, Pepsi and Coke.

Successful Realtors know the importance of using real
estate marketing slogans to create "name brands", but
when conjuring up a slogan for yourself why not
something as simple as your name.

If Mike, Bill and Hillary can pull it off you can,
too. Of Course you know who I mean, which epitomizes
the power of a name.

Creating A Slogan!

Now, I can go to the yellow pages, write down a bunch
of real estate marketing slogans and throw a bunch of
them at you to jump start your creative juices, but
you can do that yourself.

A more constructive approach in creating your own
slogan is to make a list of 10 slogans that reflect
who you are, what niche real estate market you want to
be known for, and your interests and personality in
general.

Use the yellow Real Estate Agents section of your
local yellow pages to get ideas, then strive for
phrases that uniquely characterize you.

Imagine being the Madonna, or "leave the driving to
us" of the real estate industry.

Is it possible? Absolutely, but you'll have to create
a slogan first! Then you'll need to use and publicize
it every opportunity you get; in your ads, on your
business cards, letter head, website, vanity car tag,
etc.

Don't expect instant success right out of the gate.
It'll take a while, but you'll be amazed at how much
you can accomplish in a year or so. And if you have a
real estate marketing system that reaches a minimum of
10 prospects a day the numbers can quickly add up in
your favor.

10 contacts a day x 20 days a month = 200 contacts a
month

200 contacts a month x 12 months a year = 2,400
contacts a year

Without too much effort you can passively market your
slogan to a minimum of 2,400 prospects a year.

I wonder what impact having your marketing slogan on
your car would have?

No matter where you live, or what market you're in
you're missing out on massive amounts of free
marketing if you don't have a car tag of some kind
advertising the fact that you're a Realtor.

And what about advertising your slogan through the
penny, nickel and dime publications? Think cheap
advertising, high visibility, and lots of readers of
your slogan to drive business opportunities your way.

So, create your own unique, real estate marketing
slogan; then publicize it heavily; freely and/or
inexpensively, but heavily.

Can you see the impact that this might have on your
real estate marketing results? I can!

Real Estate Marketing Slogans; A Brand Of One

Lanard Perry is the author of "Farming Expired Listings." Learn how to average 1 or more listings a week. Visit http://www.farmingexpiredlistings.com and http://www.real-estate-marketing-talk.com for more business building ideas.

How to Learn Real Estate - Real Estate Investment

This is how to learn real estate business practices in the conventional way; taking courses and classes, and earning our license to perform our business out there in the world of real estate. This is very well and good enough to set us on the course of our careers armed with the proper knowledge. However, we often see those who have been in this field for years reaping unheard of amounts of wealth. Is it that they found a better means of how to learn about real estate? No, this is of course the way of experience. These veterans of the real estate industry have learned all the good stuff they can't teach in classes through grueling years of trial and error.

But if we could find out how to learn all this insider real estate information without going through years of acquiring all that experience, then we could profit like the big players in no time. Truth be told however, you most likely won't find anyone downright eager to spill the beans about all the wisdom they acquired. After all, it took them years to learn it all, and they're not about to give it all out to someone who would then be their biggest competition.

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This is why distance learning through the internet has its benefits. There really are those out there who wish to mentor us in this field, and doing so online won't necessarily interfere with their corner of the market. Finding one who can guide you through all the pitfalls to avoid, and all the gems to pick up in this business is definitely how to learn real estate after passing those other courses. It's a means of higher education that has stood the test of time... learning from those who have gone before you, and benefiting from their experience.

How to Learn Real Estate - Real Estate Investment

To find out about a step-by-step formula thats guaranteed to bring you success when investing in real estate (even if you have no money and a poor credit rating) head over to http://www.squidoo.com/realestateundergroundreview

Real Estate Flyer Templates - Easy to Find and Design

If you want some free real estate flyer templates you don't have to look any further than your own computer. Here's how you can find quickly find a diversity of good ones if you use Microsoft Word.

Turn on your computer and click on the Microsoft Word icon to open up a new document. Once you do that click on "new document:, which will then give you drop down list of different types of documents you can create; flyers will be one of them.

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Next, click on "flyers". That will take you to a screen that says "event, marketing, real estate and other flyers." Click on "real estate" and you'll see a link that says "for rent or sale." Click on it and you'll have the following options to select from;

• house flyer with tear off tabs
• house for sale flyer with photo, map and floor layout for sale by owner flyer, and
• apartment for rent flyer, with tear off contact information

I've used these templates on a number of occasions and find them to be very useful, plus I save a lot of time using them. Designing my own is fine, but it's always easier for me to create something new when I have templates to work with. What about you?

So, what's left now for you to do is to personalize the flyers with the particulars of the property you're advertising; then distribute them.

I love using flyers and am not quite sure why I don't use them more often than I do. Happy prospecting and good luck with these and other templates that you come across.

Real Estate Flyer Templates - Easy to Find and Design

Check out Real Estate Marketing Talk do discover how to get more real leads and listings using real estate flyer templates.

How to Become a Successful Real Estate Developer

Real estate investment and development has never been a more popular pastime or career changing challenge; if you would like to learn seven secrets for consistently successful real estate investing through development or you would like to know how you can continue to profit from property even if the market takes a downward turn just read on...

1) Do Your Location Homework - did you know that through successful and sustained location research professional property investors actually continue to profit during a market down turn? It's true - whatever the market conditions you can apply their location research approach to your real estate investments and also make consistent profits from property.

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Take the necessary time to learn all about a town or city you're considering for your next property development purchase and discover where the up and coming areas of that town are likely to be. If there are inner-city redevelopment projects planned examine the real estate market in the immediate vicinity, if there are areas that are booming right now examine the immediate neighbouring areas for their potential for future prices rises for example.

Don't follow the crowd - have the confidence to buck the trend and get ahead of the curve by positioning yourself in a market that is about to boom rather than in one that has already blossomed.

2) Know What You Can Afford - While it can pay to sometimes speculate never be tempted to jeopardise your own home. Work out your finances and be ruthlessly strict about what you can and cannot afford as a down payment, for mortgage costs and for the renovation and redevelopment of your next real estate investment. Only proceed within the confines of your tightly allocated budget and do not be tempted to over extend yourself particularly if competition in the property market is tough and the market is slow or stagnant.

3) Identify Your Target Market - Having identified your next location for property investment identify the types of people who buy into renovated properties in that location. Know who your target market are going to be and what they are likely to look for in a property in that location. If for example you're examining inner-city spaces you might identify that your buyers will be young single professionals and that the ideal property type for these people will be luxury low maintenance apartments - seek out suitable properties with the potential for redevelopment into luxury low maintenance apartments and you will fulfil your target market's brief...seek out large houses with substantial gardens in the area and you will have totally missed the market and potentially created a property that will not sell!

4) Renovation Not Rebuild - Know your budget limits and your personal skill restrictions. Do not consider taking on a property that is in need of a complete structural overhaul when your budget is tight or you do not personally have the time, skills or inclination to do the structural work yourself. Be realistic about what you and your budget can achieve and seek properties that fulfil that brief. Pay to have an independent and complete survey done on any property you are seriously considering buying before making a down payment to ensure that there are no hidden surprises waiting for you beneath the floorboards to eat up your budget in its entirety.

5) Manage Your Budget - With your survey in hand you can approach builders for quotations and seek out prices for fixtures, fittings, finishings and furnishings. Take the prices quoted and sourced and build your budget. Factor in ongoing mortgage and service costs and labour costs as well as your findings and structure and allocate your money accordingly. Watch every single spend and be ruthlessly strict with yourself and your builder. If at all possible have your builder commit to a contract with fixed finish dates and fees and stay on top of every single penny or cent every single day. At the end of each week tally up your outgoings and expenditure and ensure you're not exceeding your budget. If you're overspending rein it in or you will have to shave it off other areas of the development. Remember never to scrimp and save on finishing touches and always give yourself a realistic fall back fund in case of emergencies.

6) Appeal To The Widest Market - Forget putting your personal stamp on any property you develop - YOU are not going to be living in the property! You should already have identified your target market which will give you a good idea of the level and quality of finish expected, now meet those expectations without adding your own personal taste into the equation. By appealing to the widest market or the lowest common denominator your property will be attractive to the majority of buyers making it faster and easier to sell on and profit from.

7) Make Friends With A Real Estate Agent - Your greatest ally when developing property will be your real estate agent. Make friends with these guys and you will build a beautiful and successful symbiotic relationship in which you both profit to the maximum! Real estate agents are a fountain of untapped knowledge about the local market, who is looking for what property in which area, which additional features cost little to add but which push up the asking price and what a buyer expects from your particular property type. Get the facts from your real estate agent and then apply their advice. You will create a property they can market for top dollar and to the widest market - you will make more profit and they will make a bigger commission ensuring a beautiful and lasting friendship!

Finally, remember that when you've bought, renovated and sold on you'll be looking for that next property opportunity and any real estate agent who you've worked well with will be on the hunt for suitable real estate for your next investment making any subsequent purchases that much easier to source.

How to Become a Successful Real Estate Developer

Rhiannon Williamson is a freelance writer whose many articles about international property and investing in real estate abroad have appeared in publications around the world. Visit this link to read her latest articles about Property in Dubai

Real Estate Investors - How to Draft a Proof of Funds Letter

If you are buying short sales from banks one of the requirements from most banks is a proof of funds ("POF") letter. If you are using a traditional lender it is generally easy to get a standard preapproval letter. But what if you are going to use private lenders or hard money lenders how you get proof of funds letter.
I have drafted several example for you use in different circumstance depending if you are using private lenders for hard money lenders.

A typical POF letter from a private lender might be as follows:

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To Whom It May Concern:

My name is Sammy Lender ("Lender") and I am private investor. Mr. Joe Real Estate Investor ("Borrower") has the availability of private funds from for the purposes of purchasing a single family home at 123 Main Street, Anywhere, USA. The Borrower has an approved availability of funds in the amount of $ ____________________.

The Borrower(s) has immediate access to these funds subject to normal terms and conditions prior to closing. These funds are available immediately for wire transfer as instructed or directed for disbursement by the Borrower.

In the event you would like to verify these funds please address your calls to the contact information provided below and we will do all we can to assist you for the benefit our Borrower.

Sincerely

Sammy Lender

A POF letter from hard money lender may read something like this

To Whom It May Concern:

This letter is to confirm a positive working relationship between xxxxxx Funding, LLC ("Lender") and Joe Real Estate Investor ("Borrower"). Within Lenders Guidelines, Lender will provide Borrower with the amount of funds up to $xxx,000, to purchase real estate located at 123 Main Street, Anywhere, USA. Borrower has been pre-qualified for a quick cash closing.

Cordially,

These are both example for you to use or modify to fit your needs. They should be acceptable by most banks to meet your POF letter requirement.

Real Estate Investors - How to Draft a Proof of Funds Letter

I invite you to learn more about Private Lending and get FREE instant access to a 60 minute audio and 20-page eBook titled "Discover the Secrets of How to Fund Your Real Estate Deals with Private Lenders!" by going to http://realestatewealthtoday.com/FREE-eBook.html.

Mike Lautensack is a full-time real estate entrepreneur in Philadelphia, PA and creator of the Private Lending Presentation Kit. This powerful done-for-you kit is loaded with tools and techniques to attract and develop a consistent stream of private investors into your real estate business. To learn more about this kit and receive your FREE Real Estate Wealth Newsletter go to Private Lending Kit.

Types Of Liens On Real Estate

-A lien is a legal recorded claim against a property. The claim encumbers the property as a means to collect money owed, such as a mortgage, property taxes, or an unpaid debt owed to a contractor who performed work on the property. There are other reasons liens are recorded against a property.

-Equitable lien. When a property is held as collateral and the parties agree in a document, that the property is used to secure the debt.

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-General liens. These liens all real estate and personal property. Court ordered judgments, probate actions, and IRS taxes fall under this category.

-Judgment lien. This is the result of an action by a party or government agency through a court of law to collect payment on a claim.

-Involuntary lien. State statues create real estate property taxes. These taxes are a claim against the property and the property owner assumes the statue when purchasing a home. Unpaid taxes can result in a specific involuntary lien.

-Specific liens. Special assessments and mechanics liens fall into this category. Unpaid contractors from home repair and remodeling projects can file a specific lien. Homeowner associations and local governing bodies can issue special assessments for repairs and improvements. Failure to pay these special assessments can result in lien being placed against a property.

-Voluntary lien. When you have a mortgage and voluntarily agree that the mortgage lien is security for the lender in case you default on a mortgage loan.

Types Of Liens On Real Estate

Mark Nash is the author of "Fundamentals of Marketing for the Real Estate Professional", "Starting & Succeeding in Real Estate", "Reaching Out: The Financial Power of Niche Marketing", and "1001 Tips for Buying and Selling a Home". Mark is a contributing writer for: Realtor (R) Magazine Online, Broker Agent News, Real Estate Executive Magazine, Principal Broker, and Realty Times. His tried and true real estate tips has been featured on Business Week, CBS The Early Show, CNN, HGTVpro.com, The New York Times, and USA Today. Purchase his books at http://www.1001RealEstateTips.com .

A Good Real Estate Letter is the Real Deal

It seems like I've written at least a couple of hundred real estate letters over the last year. So, it may surprise you when I say "I hate writing letters." Writing for me is a stomach knotting, finger tightening, forehead creasing, gut wrenching experience. I guess that's why I avoid writing them as often as I do.

However, there's one good thing about the tortuous experience of writing letters and that's this...I love what a good real estate letter does for my business. A good letter generates leads that can be leveraged into paying customers, customers who buy, sell and rent real estate. Nothing has had as big an impact on my real estate business as has a single, but well written letter.

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I wish I could say that my letters are magical, but they aren't. However, what I've come to realize is that somewhere along the way of becoming good marketer is that I learned the formula for letter writing success. Specifically, the letters are not about how good I am, but rather a reflection of how well I address the needs of the readers.

Real Estate Letter to Sellers

For example, most sellers want to sell their homes as fast as they can and for the most money they can get. So, my letters to them tend to emphasize the things that I do to effectively market their real estate; networking with agents known for always having buyers, spelling out the unique ways I'll market their home (e.g., market to grad students, college professors, physicians, investors, law enforcement personnel, fortune 500 company employees, etc.).

I tell them the things that they want to hear and then deliver on what I promise. I also sell them on the idea that I'll be available to them 24/7, while secretly hoping that they don't call at 2:00 AM. But just between me and you I'd be okay if they did.

Real Estate Letter to Buyers

On the other hand, letters to buyers emphasizes finding them a good deal, no matter how long it takes. Of course you want to sell buyers homes as fast as you can, but you have to respect the fact that they'll be spending hundreds of thousands of dollars, so a little patience is in order.

The difference between rushing a buyer into a home after only 2-3 three days of looking verses 2 weeks of looking before they find the perfect home is HUGE. In the first instance they'll know that you're all about you and that your main goal is to make a sale. However, in the second example they're likely to think that you have their best interests at heart and are therefore good candidates for a lifelong relationships...and referrals.

Capturing A Readers Interest

Summarily, an effective real estate letter captures a readers interest and compels them to action. It starts with an attention grabbing opening line that makes them stop and actually think about what you have posed. That's followed by a solution to their proposed expressed as a teaser. To get all of the specifics of your solution will require them to pick up the phone and call you.

But when it's all said and done I still hate writing letters, but I love what they do for my business.

A Good Real Estate Letter is the Real Deal

Need some proven real estate letters? Then visit Real Estate Marketing Talk to learn more about the ones I use.

Columbus Ohio Real Estate Agent Says - Flip That House!

Investing in real estate has become the talk of 21st century. Not only do you hear about these "zero to millions" seminars, but you turn on your TV and sure enough "Flip This House" is on. If fortunes are that easily made from real estate, why aren't more people investing in it?

Ever since Donald Trump did his mega seminar in my city, everyone keeps talking about their incredible real estate investment plans. Don't get me wrong, I really like the fact that a lot of these people are finally dreaming at securing their financial future through investments rather than savings, but somehow I get the impression that something is missing.

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Problem is, only ten thousand of my friends attended one of the big trump seminars. Meaning, EVERYONE is pumped about whatever Mr. Trump was telling them, yet somehow I haven't seen any results. . They talk as if they know first hand how easy it is to just walk in to a house and flip it but is it really that easy?

A couple months ago I talked to a real estate agent about this very thing. She had been in the business for a couple of years already and she really liked what she was doing. "But" she says "it most definitely is not as easy as it looks."

She admitted the pay was pretty good, but that at the cost of her personal free time. "When the economy is booming" she says "you push papers all day long. Someone shows some interest in a house, you prepare all the paper work and legal documents, assuming they will take it, just so that you beat other Realtors from selling that particular house to another buyer. Finally making a sale is rewarding, but with that you can honestly say 'I worked for it.'"

That is just selling it. Never mind first renovating it or giving it a makeover. Most old houses (that is where the big money is) need approximately ,000 worth of work before you can flip them for a decent return. Make sure you do your research and get proper estimates before you commit to anything.

Having said that, I in no way meant to discourage you from investing in real estate or from flipping houses. If an incredible opportunity arises for you, research it and then seize it. The potential can be huge, but you will have to work hard for it. You want to see extraordinary success, prepare to put in extraordinary effort.

Columbus Ohio Real Estate Agent Says - Flip That House!

This author is a proud supporter of http://www.Columbus-Home-Finder.com Feel free to distribute this article in any shape or form as long as you include this resource box.

Real Estate Investing : Gross Lease

People lease commercial real estate properties using either a gross lease or modified gross lease or a net lease. Residential properties are usually leased under a gross lease with the exception of the utility expenses. A gross lease is also referred to as a pass-through lease or a full service lease. When a tenant leases a property using a gross lease, he pays a gross rent and the landlord has to pay the operating costs of the building risking rising operating expenses over the duration of the lease. A net lease refers to a lease where the lessee is responsible to pay for the taxes, insurance and maintenance of the property.

Types of Gross Lease:
Full Service Gross Lease: In this kind of lease, the landlord is responsible for the payment of taxes, maintenance, insurance and utilities. All these expenses are included in the base rent paid by the tenant. The lessee is responsible for any property insurance, taxes and utility expenses beyond the permitted building standards. The lessee has to agree to pay his share of any increase in the operating expenses of the building.

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Modified Gross Lease: In a modified gross lease, which is similar to a full service gross lease, except that certain basic services such as taxes, maintenance, insurance, janitorial services, electrical services etc. are excluded from the lease. This type of lease is commonly used in multi-tenant buildings where there are different tenants with different needs.

Commercial Gross Lease: The lessee pays the landlord a fixed monthly rent and the landlord is responsible to pay for the operating expenses of the building and its maintenance. The lessee pays for the utilities, maintenance, operating expenses, taxes as well as janitorial services.
Industrial Gross Lease: The landlord leases an entire industrial building to a tenant. The tenant has to use the building as per the agreement in the lease, manufacturing and distributing and maintaining an office in it. The landlord will be responsible to pay for the maintenance, operating costs, taxes, insurance, utilities etc. that will be paid for by the lessee in the base rent.

The landlord has to take precaution against lessees with deceitful intent and make sure they verify any information provided by the lessee before signing the lease. The lessee, especially in a commercial building, has to make sure to find out if the lease includes only his office space or also parts of common area such as, hallways etc. The lessee has to make sure that he studies the terms of the lease carefully to ensure he is not paying for something that is not connected with his office space as if a new hallway built in another floor!

There are firms that offer products as well as services to help budding entrepreneurs run a business smoothly.

Real Estate Investing : Gross Lease

Alexander Gordon is a writer for http://www.smallbusinessconsulting.com - The Small Business Consulting Community. Sign-up for the free success steps newsletter and get our booklet valued at .95 for free as a special bonus. The newsletter provides daily strategies on starting and significantly growing a business.

Business Owners all across the country are joining "The Community of Small Business Owners” to receive and provide strategies, insight, tips, support and more on starting, managing, growing, and selling their businesses. As a member, you will have access to true Millionaire Business Owners who will provide strategies and tips from their real-life experiences.

The Duties of an Estate Executor

One of the most important parts of the will is naming an executor of the estate. An executor can be a person or an institution selected based on trust and reliance. When a person has been appointed as an estate executor, it is important that he or she understands what the duties entail.

An executor is the administrator of the estate and he has total control over all the assets of the estate. The main duties of an estate executor are to protect and preserve the assets of the estate and ensuring that asset management is done in a judicious and prudent manner. Asset management includes investing excess cash.

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The other point that an executor has to also take note of is liquidity of the estate. In case cash is not available, then certain assets have to be sold to maintain liquidity. Even borrowing money on behalf of the estate can be done to raise cash. Usually cash is required to pay creditors, meet administration expenses and to pay taxes.

In case an executor does not perform his duties properly and competently, he would have to be responsible to anyone who was harmed by his action.

Usually administration of an estate begins with filing of petition and it is only then that a judge issues letters of administration, which should be kept safely as they are legal evidence that give you the authority to be the executor. It is only after the issuance of letters of administration that legal notices are sent to all those involved in the estate. Beneficiaries should receive the notice through certified mail, while creditors should be informed through a publication in the newspaper.

The next stage is identifying, conducting an inventory, valuing, collecting and investing the assets of the estate. You will have to file the inventory and value reports of the assets in court and if the estate size is large, you will also be required to file estate tax return and filing the inventory and value reports with the local government, state government and the IRS.

All claims should be paid promptly. However, only those claims should be paid that were filed during the time frame mentioned by the state statute. The estate does not have legal obligation to pay all other claims.

Once all the claims, payments and expenses have been met with, the last step is distributing the estate among the beneficiaries. This happens in the probate court and only then does the estate executor receive a final order discharging him from the duties of an estate executor.

The Duties of an Estate Executor

Pauline Go is an online leading expert in the legal industry. She also offers top quality articles like :
Elderly Asset Protection & Guide To Wills

Estate Planning - The Life Estate

The life estate is something every first year law student learns about when they study the arcane and often bizarre history of property law that harkens back to the days of English knights, lords and serfs, and the transfer of property through the ceremonial throwing of dirt clods with oaths of duty to accompany. The life estate is about as old as they come as instruments of wealth transfer go and students love it, because it is relatively easy to understand. Apart from what students love and what is easy to remember, however, the life estate still has practical value today in your estate planning and assets management schemes.

The basic idea of the life estate is that a person can be left a piece of property for life, and upon their passing, the property in question can go to whoever is designated to receive that property afterward. The individual or group who receives the property after the life-tenant passes is called the remainderman or remaindermen, which is useful only in that it helps one to remember that the person who remains gets the property. If, for example, one wants to leave a family estate that has been with the family for many generations to their spouse and then have it immediately pass on to their children or another relative who will maintain the estate for the generation to come, then a life estate might be the perfect vehicle to do so. Another example is the same family estate, left to a surviving spouse until the surviving spouse either dies or remarries. Again, the aim is to ensure that the estate stays in family, a contingency which is threatened by the remarriage because that creates a new marital joint-tenancy, absent any other provision. Often the life-estate was used to keep assets, like the family home, headed down a single line of familial ownership.

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However, the life estate has other uses, for example, it can leave an asset to be owned by one person until the death of third person. If an older relative has become incapacitated, such that it is difficult for them to make decisions for themselves, then the asset can be left in the care of another for the incapacitated person's lifetime. An example might be, that Blackacre (the fictitious name for a piece of property used in law schools everywhere) is left in the care of cousin Tilly, until great aunt Nelly's death. Thus, Tilly is allowed to make Nelly comfortable at Blackacre (the family home) until Nelly passes on. In this instance, Nelly's life is what is called, the measuring life of the life estate, and Tilly's ownership ends when Nelly is gone.

On the whole, the life estate may be falling out of use for a number of reasons and being replaced by the much more fluid instrument of the trust. But, the life estate still captures, from time to time, our instincts regarding how property is to pass from one generation to another and that is why it is still relevant even for an estate planner who uses it very rarely. It helps us to ask and to get the answer to very difficult questions, which is part of the act of estate planning. Both the client and the attorney must face tough questions, and the life estate (even if it is sometimes regarded as a legal relic of the past) tells us how people used to answer questions of intra-generational wealth transfer and why. We may use different instruments to bring about our legal ends (or we may not), but even if we do, the life-estate still has relevance in helping us think about the questions that underlie the choices to be made in estate planning.

Estate Planning - The Life Estate

Ronald Hudkins is an advocate for consumer awareness. He has noted that more than 70% of the American public fails to make appropriate estate plans prior to death or incapacitation and as such; authored an Ebook "Asset Protection and Estate Planning for All Ages" It is available for free download at [http://stores.lulu.com/rhudkins]

7 Tips to Real Estate Agents' Success

With over 2 million real estate agents according to the National Association of Realtors (NAR), becoming a successful real estate agent takes more than just a license and a knowledge of current laws and regulations.The first year drop out range estimated to be from 40% to 80% demonstrates that many real estate agents are not as successful as they could be and research suggests that 90% give up after 3 years. The following 7 tips may help you avoid becoming one of these statistics.

1. First and Foremost YOU are a business. Real estate agents work for a broker, but are independent, commissioned sales people. This means that you are a small business and must run your practice as a business. Again, remember you are a small business owner.
2. Embrace a Planning Attitude. If you don't have a plan, then you are on some else's plan - usually the successful real estate agent's. During the last 10 years, what I have learned as a performance improvement consultant or coach is that most people place more value in planning a trip to the grocery store or a vacation than planning their lives either professionally or personally.
3. Research Your Market Plan. Since you, as the real estate agent, are responsible for your own expenses, do your research specific to your marketing plan within your strategic plan. Time spent in constructing your marketing plan is definitely well spent. NOTE: Remember a business plan usually is data driven, while a strategic plan identifies who does what by when.
4. Establish Sales Goals. Using your strategic action plan, establish sales goals. If you are new to this industry, it may take 6 months before the first sale. HINT: Use the W.H.Y. S.M.A.R.T. criteria for goal setting.
5. Create a Financial Budget. Budgeting is critical given the up and down of this volatile market place. Your financial budget should plan for your marketing costs, any additional costs such as education and your forecasted income.
6. Make Managing Yourself a Priority. Building a business is not easy. You must learn how to manage yourself especially in the area of time management, ongoing real estate business training coaching continuing education units, and personal life balance. Real estate is said to be a 24/7 business much like any small business. However, it is important not to lose sight of your personal life including family, friends, physical health, etc.
7. Find a Mentor or a Real Estate Coach. Going it alone is not easy. Take the time to find a mentor who can help you steer through some of the known obstacles and help you during the "peaks and valleys." If you have the resources, you may wish to hire a real estate coach or an executive coach who specializes in small business help and sales.

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Being an incredible sales person and entering the real estate market does not guarantee similar sales success. However, these 7 tips may help you avoid many of the pitfalls by not being one of the four real estate agents who quit within one year or one of the nine who give up after 3 years.

7 Tips to Real Estate Agents' Success

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The Advantages And Disadvantages Of Investing In Real Estate

There are many advantages and disadvantages of investing in real estate. One of the advantages of investing in real estate is; real estate is an investment that can give you income for the rest of your life. If you buy properties and rent the properties out it can give you life long income. Another advantage of investing in properties is you can use a lot of leverage to acquire them. There are many ways you can buy properties without using your own money. One way of doing this is seller financing. Seller financing is when you agree to pay the seller over time the down payment and the rest you get from the bank.

One last advantage of investing in real estate is real estate has intrinsic value to it. A stock that you buy can lose 99% of its value but it is almost impossible to buy a property and it loses 99% of its value. One disadvantage of investing in properties is if you buy a property and can't make the mortgage payments you can lose the property and damage your credit. Another disadvantage of investing in properties is, as an investor you depend on a lot of people to do their part. If the people you are renting out to do not pay their rent you will have to use their security money and find new people quickly or it can eat up your profits.

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One last disadvantage of investing in properties is the cost it takes to maintain or repair. Many times when you think you're done with a property something can break or needs to be replaced. Investing in properties does have its advantages and disadvantages. If you use the information you read here you will have some idea of what the advantages and disadvantages are.

The Advantages And Disadvantages Of Investing In Real Estate

A good web site where you can see more information on topics like this is Real Estate Facts which is highly recommended. Thank you and enjoy.

Real Estate Investing Tips - Residential Property Vs Commercial Property

The definition of residential property is a distinct property that draws an income from houses, apartments, co-ops, and apartment buildings.

Commercial property is a term utilized for the description of property that's income is drawn from non-residential such as retail space, office buildings, industrial business tenants, and all other non- residential dwellings.

Property

The Advantages and the Disadvantages

Residential Advantages:

1. Large selection of tenants to rent to, and a great demand for rental housing.
2. High brink of income from consistent cash flow from multi-units and houses.
3. Residential property is relatively easy to finance, and can simulate home-financing.
4. residential property is commonly lower priced than property that is commercial.
5. Worst case scenario, you may dwell in a multi-family property and supervise tenants.

Residential Disadvantages

1. Management and maintenance is required consistently in residential property.
2. For a house that only has a single family inhabiting it, if no tenant pays or moves there is no income.
3. Repairs are more likely in residential property.
4. Harder to dispute a residential property tenant and there are boundaries that need to be adhered to.

Commercial Advantages:

1. Commercial properties offer long-term leases that provide consistent income and stability in the investment.

2. In commercial property management is not as demanding, because most leases state that is responsible for damage and repairs.

3. To fit up the space in commercial property the tenant can pay the landlord a flat rate fee and discount rent.

4. Commercial property owners flourish with steady incomes that increase as the value of the properties skyrocket.

Commercial Cons:

1. Commercial property loans are more difficult to obtain, because lenders require up front down payments that can be rather high as well as Adjusted rate loans can rise to unreasonable affordability.

2. Commercial spaces often are difficult to lease, and can sit empty for long periods of time; this is not positive for an investor who has limited funding. It also often takes attorneys to draw up the leases that commercial tenants must abide by.

3. Inexperienced individual's who want to invest in commercial property should be forewarned that it is not easy just to jump into, and can be overwhelming to a new property owner.

There is not a perfect answer on what property is right for a certain purpose or person, however whether it be commercial or residential an individual who is seeking this sort of investment need to consider all aspects of the venture. Ask yourself what you really want to accomplish and do not haste into making an ultimate commitment until you are well aware of every worst case scenario that can occur. Once you have really thought about it all you will recognize what option suits you best.

Real Estate Investing Tips - Residential Property Vs Commercial Property

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