The Advantages And Disadvantages Of Investing In Real Estate

There are many advantages and disadvantages of investing in real estate. One of the advantages of investing in real estate is; real estate is an investment that can give you income for the rest of your life. If you buy properties and rent the properties out it can give you life long income. Another advantage of investing in properties is you can use a lot of leverage to acquire them. There are many ways you can buy properties without using your own money. One way of doing this is seller financing. Seller financing is when you agree to pay the seller over time the down payment and the rest you get from the bank.

One last advantage of investing in real estate is real estate has intrinsic value to it. A stock that you buy can lose 99% of its value but it is almost impossible to buy a property and it loses 99% of its value. One disadvantage of investing in properties is if you buy a property and can't make the mortgage payments you can lose the property and damage your credit. Another disadvantage of investing in properties is, as an investor you depend on a lot of people to do their part. If the people you are renting out to do not pay their rent you will have to use their security money and find new people quickly or it can eat up your profits.

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One last disadvantage of investing in properties is the cost it takes to maintain or repair. Many times when you think you're done with a property something can break or needs to be replaced. Investing in properties does have its advantages and disadvantages. If you use the information you read here you will have some idea of what the advantages and disadvantages are.

The Advantages And Disadvantages Of Investing In Real Estate

A good web site where you can see more information on topics like this is Real Estate Facts which is highly recommended. Thank you and enjoy.

Women's Dress Shoes for Tall Women: Dos and Don'ts

Many taller women wear high heels that make them tower over the crowd and ultimately cause them to stand out even more. There are, however, perfect shoes for every height.

Kitten heels are one alternative to the average skyscraper heel found under most dresses. Kitten heels can range from half an inch to a full inch. These heels allow for taller women to wear a feminine style heel without adding inches of height.

Flats

Other types of women's dress shoes that are flattering to the statuesque physique are flats. Flats have very small to no heels and are often extremely comfortable. Contrary to popular belief, flats can also come in dressier styles to wear with all types skirts, dresses, and slacks.

The best part of both kitten heels and flats is that after wearing them with an evening outfit, both look excellent with a pair of jeans. Heels can contribute to the high-water effect of jeans that are way too short. Finding long enough pants is a dilemma tall women continually face. This is why small heels can be worn with jeans and other pants without making them look way to short.
With long legs, as often found on tall women, shoes with rounded toes look especially stylish without adding any length to the foot or leg. For the opposite effect, pointed or elongated shoes only add length to those long legs, and end up looking elfish.

Tall women should not add to their height with 4-inch heels but compliment their height with lower heeled yet feminine footwear. This way, they can walk tall and confident instead of self-conscious and hunched over.

Women's Dress Shoes for Tall Women: Dos and Don'ts

Kimi Lasser is a consumer writer and fashion consultant, and a women's dress shoes [http://www.cinderellasnewyork.com] enthusiast. She currently attends the Rochester Institute of Technology where she studies Advertising Photography.

How To Calculate Property Yields

How to calculate rental yield is a fundamental skill that is a requirement for any property investment. There are two fundamental forms of yield you need to be aware of when investing in property. One is gross yield and the other is net yield. There are many other type of yield that can be applied but these two are the two that most property investors are interested in. If you can understand the meaning of these two types of yield and know how to apply them, then you have the beginning of knowing how to work out if a particular property investment is going to be profitable for you are not.

a) Gross yield

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This is calculated by dividing the annual rent by the property value and is expressed as a percentage, as below:

Gross Yield = Annual Rent / Property Value

For example: if the annual rent is £5,000 and the property value is £100,000 then the gross yield is £5,000 / £100,000 = 0.05, which is equivalent to 5 %.

Gross yield = 5%

b) Net yield

Net yield rather than gross tends to be what most professional property investors would use to calculate the profitability of a project. The reason for this is that it takes into account all operating costs.

Net yield is calculated by taking away the annual costs from the annual rent, and then dividing this figure by the property value, as below:

Net Yield = Annual rent - Annual Costs / Property Value

For example: annual rent is £5,000 and operating costs for the year, i.e. maintenance insurance etc., are £400. If the value of the property is £100,000, the sum would then be expressed as a percentage as follows:

Net Yield = £5,000 - £400 = £4,600 / £100,000 = 0.046 which is the equivalent to 4.6%

Net Yield = 4.6%

It is imperative if you are talking to someone selling you a property and they say it has a certain yield that you know whether it is a gross yield or a net yield, because we could be talking about a huge difference. And it could be the difference between it being a good deal and a deal which you should stay well clear of.

Many budding property investors fail at the first huddle, simply because they didn't understand the difference between gross yield and net yield. For people who want to succeed at property investing long term, understanding these two fully and perhaps more importantly, understanding the difference between the two, is a skill that will help them succeed not just today but in the long run as well.

How To Calculate Property Yields

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Property Management: Marketing Is Key

Property management has evolved over the last several years than in the previous several decades, and the most apparent developments have been in the realm of marketing. There are many ways in which any property management company you are considering hiring should utilize marketing to their advantage. I have listed several below.

The typical ways

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In the past, marketing consisted of the usual print marketing, which includes property fliers, business cards, newspaper ads and other printed advertising. These forms of marketing are still very viable and should not be overlooked by anyone. If your property management group does not use at least two of the above mentioned forms of marketing, you should consider going with someone else.

The expensive ways

Buying advertising space on radio and television have always been a great way to reach a broad number of people at once, but can also be a dramatic waste of money. Depending on when the station is going to broadcast the advertisements the company paying for the ads may simply be sending their information into space, attracting no business.

Many times radio and TV ad companies will offer steeply discounted ads which will run at extremely low coverage hours. These time slots attract very few listeners and viewers, and consequently very little business leads for advertising companies. The early morning ad slots are not the deal they seem to be, so if your property management service says they use them, make sure they are paying for premium time slots.

The latest evolution in marketing

The Internet has been around for quite a while now, but it is still developing new ways that should be utilized for marketing. Advancements like social media, professional websites and sponsored advertisements should be used in conjunction with other forms of marketing. Just so you know what each of those are, I have explained below.

• Social Media includes websites like Twitter, Facebook and many other. They are websites designed around social networks and connections being built by the participants. They interests can vary from family relationships to professional networks and generally serve the interest of communication, but can be utilized in a substantial marketing manner.


• Professional websites are simply business websites designed by established web designers for the purpose of communicating with the general public. Businesses use these websites to help them generate leads, manage information distribution and generally spread the word. Nearly 80% of businesses in the US have a professional business website.


• Sponsored advertisements can range from banners on special interest websites to pay per click traffic from search engines. They are usually the best form of advertising simply because they are user generated and are oriented around their interest, expressed in their search engine entry. By directing this form of traffic to business website is a very common and successful form of revenue generation for many business.

By using each of a combination of these marketing methods, your property management company can successfully find the best renter for your property, but neglecting to use them can mean vacancies and expenses for you. Do your homework on who you are hiring and you will reap the benefits of it.

Property Management: Marketing Is Key

The author enjoys writing articles about Boise Idaho Property Management and other investment oriented articles.